UM Insurance

A person who is not an insured for liability purposes is not an insured for uninsured motorist purposes; a driver who is excluded from liability coverage under an insurance policy, pursuant to R.S. 32:900(L), also is precluded from recovering under the policy’s UM coverage.  Filipski v Imperial Fire & Cas. Ins. Co., Supreme Court, No. 09-CC-1013 (12/1/09)