UM Coverage and Government-Owned Vehicles

The exclusion of government owned vehicles from uninsured/underinsured motorist coverage thwarts the expressed public policy of the UM statute and is unenforceable. Thus the trial court errs in using the policy language (coverage does not include a vehicle owned by any government or any of its political subdivisions or agencies) to deny coverage. Mednick v State Farm Mut. Auto. Ins. Co., Fifth (La.) Circuit, No. 09-CA-183 (1/26/10) (five judge court; Rothschild, J, dissenting)